Banking Sector – Easing Monetary Policy to Fuel Sector Growth Through 2025-2026
Posted: Jul 16, 2025
- We estimate system-wide credit growth to reach 17–18% in 2025F.
- Net interest margin is projected to remain stable relative to 1Q25, but still below 2024 levels, as lending rates are expected to stay low despite a modest decline in cost of funds in 2H25.
- Net profit of listed banks under coverage is forecast to grow 13.4% YoY (previous forecast: 17.7% YoY), based on the assumption that banks will maintain a cautious provisioning policy in line with 2024.
Share:
Relevant reports
Don't have an MBS account?
Open an accountStart trading and stay informed with timely updates and valuable reports from MBS.
If you have an MBS account, please register to receive reports from MBS.
Get the latest market updates and corporate insights from MBS.